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If you've been in an auto accident, you need to contact our office immediately so that we can begin work on your case before the insurance company has a chance to skew the evidence in its favor. Insurance companies do not want you to contact an attorney because an attorney can preserve the evidence and advise you of your rights. You may be entitled to a money settlement to compensate you for your medical treatment, your lost wages, and pain and suffering, so contact our office so that we can advise you of your rights.
If the other driver is at fault and has liability insurance, you may have the right to collect money damages to compensate you for your past and future medical bills, lost wages, pain and suffering, disfigurement, and physical impairment. If the at-fault driver does not have insurance, you may be entitled to collect money damages from your own insurance company if you purchased Uninsured Motorist Insurance Coverage.
Generally, medical bills are not paid until the time your case is settled. However, if you have Personal Injury Protection or Medical Payments Coverage under your automobile insurance policy, you may be able to pay your medical bills as they are incurred by making a claim against your own coverage. Also, if you have health insurance, your medical bills may be paid as incurred by your health insurance company. Do not worry about making a claim for the non-fault use of your PIP or MedPay coverage; your insurance company is not allowed to raise your premiums just because you elect to use the PIP or MedPay coverage you purchased.
In order to collect money for your lost wages from the driver who caused the accident, or from his insurance company, your lost wages must be documented by your employer or personnel department. Also, your doctor must state that it was medically necessary for you to miss work as a result of the injuries you suffered in the collision.
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